Membership is open to all individuals who intend to take loan from the Bank. Institutional membership is also allowed to firms, societies, co-operative institutions etc if they desire to take loan for the development of agricultural and allied activities. Bank gives loans only to its members and hence non-borrowing membership is not allowed.

Generally the members of co-operative institutions constitute its general body but the General Body of this Bank is representative one which is composed of delegates who are elected by members of the Bank. These delegates numbering 500 as fixed by the bylaws of the Bank are elected branch wise from amongst the members of the bank enrolled at branch membership register. Term of office of the delegates to general body is also for the period of 3 years. District Directors to the Board is elected by the Electoral College composed of elected delegates from the Boards of Directors of the Bank are indirectly elected by the members of the Bank at large.