General Manager Message

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V.M.Chaudhari
General Manager

I Welcome you on the Website of The Gujarat State Co Operative Agriculture and Rural Development Bank Ltd., The Bank commonly known as ??heti Bank??

The Registered Head office of this bank is situated at Ahmedabad city. Bank have 17 District Offices at District Head Quarters and 176 Branches at Taluka levels. It is pleasure to inform that out of 176 branches 132 branches are working in the bank?? own premises

Kheti Bank is having a Unitary Structure and is an Apex Bank. It gives long terms Loans to the farmers as per their requirements, for the agricultural purposes like irrigation, farm mechanization purposes. For example Tractors-Trailers and implements, various purposes cover under ??utir Udhyog?? Animal Husbandry and dairy development purposes, for construction and repairs of rural houses, medium terms loans like ??isan Vikas Loans??etc. through its branches. Recently Bank has started Personal Loan and Cash Credit Loan and also Safe Deposit Vault (Locker) facility.

This bank obtains Re-finance from the NABARD and gives loans to the borrowers at the lowest rate of interest. The main activity of this bank is to give loans to the borrowers, collect recovery of the loans and to collect Fix Deposit from the members/share holders, public and institutions also.

Bank is registering profit only except one or two years of natural calamity like flood, famine, and earth quick. Bank is giving 12% dividend to its members from the profit it earns.

Detailed information is incorporated about the functions and activity of this bank, its??network, regarding advances and recovery, Financial status, bank?? branches / offices with the telephone numbers, in the Website of the Kheti Bank. Thus Kheti Banks Website shall be of much more use to the Agriculturist of the state, Members & Employees of the bank, Civilians, Co-operative sector playing leading role in this activities.

Being a farmers son, member of the bank and post graduate of Agriculture, I appeal and thank you all for extending co-operation for enhancing growth of Agriculture & Rural Development Bank.

Yours Co-operator
V.M.Chaudhari
General Manager